| Welcome to My 1st Dream House a podcast designed to educate and inform you about the home buying process
These Free online Podcasts are designed to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available.
Please enjoy the show and send us an email if you have any suggestions ENJOY!!!!
Martin Lopez
Senior Loan Consultant
Provision / Park Avenue Mortgage, Inc.
(619) 838-1553
Martin@MartinLopez.com
www.MartinLopez.com |
Sign up for Martin's Next
Home-Buyer Seminar
Tuesday, July 1st
6:30 - 8:00 P.M.
2550 Fifth Avenue, Ste 47
San Diego, CA 92103
Register: Martin 619-838-1553 |
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NOTE: This information represents Martin's opinions and understanding of mortgage & real estate-related topics. It mirrors the advice he gives to his clients everyday. Generalizations are made to simplify complex issues. All generalizations have exceptions.
The intent is to provide insights, not absolute coverage.
This information is provided free of charge.
No liability is assumed. |
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Subscribe:
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 In This Podcast:
Loan Officer Martin Lopez & Realtor Victoria Rock break down the do's and don't when it comes to buying distressed properties. |
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Victoria Rock can be reached at (619) 546-4559
www.rockandbalanay.com |
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Investing: Condo vs. Duplex |
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In This Podcast:
Loan Officer Martin Lopez & Realtor Victoria Rock give you a preview of their upcoming seminar and explain the benefits of buying a Duplex over a Condo or Townhouse.
This strategy is not for everyone but for those of you looking to take advantage of today's low prices and possibly create some real equity and income this workshop is a must.
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The Low Net Offer |
In This Podcast:
Loan Officer Martin Lopez explains one of the strategies he and his Realtor partners use to get the best prices and terms for their clients.
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The Home Buying Process 123 |
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In This Podcast:
Martin Interviews one of San Diego Top Real Estate Professionals, Melina Rissone from Century21 Award. Melina is a passionate and professional Realtor and her approach to real estate is educational as well as should be look to as the standard for most realtors.
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Melina can be reached at 858-444-2473
www.sdpropertyfinder.com
melina@sdpropertyfinder.com
Enjoy the interview!!! |
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The Home Buyer Workshop |
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In This Podcast:
Real Estate Market Overview
Interest Rates
Effect of Rates on Mortgage Payments
What Does This Information Mean?
Who’s Buying Real Estate Today?
Benifits of Home Ownership
This a GOOD TIME to Buy?
How Can I Qualify for a Home Loan
How Do I Get Started |
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The Home Loan Process |
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In This Podcast:
What are the steps to the Loan Process
Pre-Qualifying
Pre-Approval
How to get a Approval Certificate
Processing
Underwriting
Signing Loan Documents
closing escrow
revisiting your numbers
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Your Credit Score
What it means to you as a prospective homebuyer |
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In This Podcast:
The subject of credit scoring has become an increasingly hot topic, and for good reason. For many years, the general public only associated the concept of credit scoring with the need to purchase high-ticket items such as a new car or a home.
Today, credit scoring goes much further. Your credit score can affect your ability to get a good rate on commodities such as car insurance, cell phones, or even determine whether or not you get the job that you want. Indeed, the financial snapshot provided by the credit score has also become a gauge for many employers, especially those who seek to place employees in a position of financial responsibility.
In this Podcast I'm going to talk about Credit as it relates to getting a Home Loan
I'll also cover the following topics:
Why Your Credit Score is So Important
The Five Factors of Credit Scoring
How Does a Low Credit Score Affect Your Interest Rate?
How Does the Underwriter View Your Score?
Dealing with Credit Challenges
What if You Have No Credit?
Disputing Errors On the Credit Report
10 Do's and Don'ts During the Loan Process |
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Introduction to My First Dream House |
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In This Podcast:
Get to know Martin and what the My First Dream House Podcast is all about |
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NOTE: This information represents Martin's opinions and understanding of mortgage & real estate-related topics. It mirrors the advice he gives to his clients everyday. Generalizations are made to simplify complex issues. All generalizations have exceptions.
The intent is to provide insights, not absolute coverage.
This information is provided free of charge.
No liability is assumed.
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